[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.playduo.cz\/nebankovni-hypoteka-pro-kazdeho\/#Article","mainEntityOfPage":"https:\/\/www.playduo.cz\/nebankovni-hypoteka-pro-kazdeho\/","headline":"Nebankovn\u00ed hypot\u00e9ka pro ka\u017ed\u00e9ho","name":"Nebankovn\u00ed hypot\u00e9ka pro ka\u017ed\u00e9ho","description":"Sh\u00e1n\u00edte pen\u00edze na koupi pozemku? Pot\u0159ebujete finance formou hotovosti, ne\u017e za\u010dnete stav\u011bt? Chcete si koupit d\u016fm \u010di za\u010d\u00edt rekonstruovat byt? Nebo jste se naopak dostali do finan\u010dn\u00edch pot\u00ed\u017e\u00ed a nev\u00edte, jak z nich ven? V tom p\u0159\u00edpad\u011b jsou zde speci\u00e1ln\u00ed nebankovn\u00ed typy hypot\u00e9k, u kter\u00fdch samoz\u0159ejm\u011b jako v ka\u017ed\u00e9 jin\u00e9 takov\u00e9to form\u011b, ru\u010d\u00edte nemovitost\u00ed a z\u00edsk\u00e1te ur\u010dit\u00e9 procento z odhadu […]","datePublished":"2019-01-05","dateModified":"2019-01-05","author":{"@type":"Person","@id":"https:\/\/www.playduo.cz\/author\/#Person","name":"","url":"https:\/\/www.playduo.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"playduo.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.playduo.cz\/wp-content\/uploads\/img_a336073_w1744_t1549451464.jpg","url":"https:\/\/www.playduo.cz\/wp-content\/uploads\/img_a336073_w1744_t1549451464.jpg","height":0,"width":0},"url":"https:\/\/www.playduo.cz\/nebankovni-hypoteka-pro-kazdeho\/","about":["Web"],"wordCount":442,"articleBody":"   Sh\u00e1n\u00edte pen\u00edze na koupi pozemku? Pot\u0159ebujete finance formou hotovosti, ne\u017e za\u010dnete stav\u011bt? Chcete si koupit d\u016fm \u010di za\u010d\u00edt rekonstruovat byt? Nebo jste se naopak dostali do finan\u010dn\u00edch pot\u00ed\u017e\u00ed a nev\u00edte, jak z nich ven? V tom p\u0159\u00edpad\u011b jsou zde speci\u00e1ln\u00ed nebankovn\u00ed typy hypot\u00e9k, u kter\u00fdch samoz\u0159ejm\u011b jako v ka\u017ed\u00e9 jin\u00e9 takov\u00e9to form\u011b, ru\u010d\u00edte nemovitost\u00ed a z\u00edsk\u00e1te ur\u010dit\u00e9 procento z odhadu nemovitosti. Vy\u0159\u00edzen\u00ed je v\u0161ak velice rychl\u00e9 a snadn\u00e9, tak\u017ee v\u00e1s ne\u010dek\u00e1 \u017e\u00e1dn\u00e9 pap\u00edrov\u00e1n\u00ed nebo m\u011bs\u00edce \u010dek\u00e1n\u00ed. \u00b7 Nebankovn\u00ed hypot\u00e9ka bez registru je p\u0159ipraven\u00e1 pr\u00e1v\u011b pro tyto \u00fa\u010dely. Co vlastn\u011b znamen\u00e1 a \u010d\u00edm se vymezuje?  \u00b7 Jedn\u00e1 se o typ spot\u0159ebitelsk\u00e9ho \u00fav\u011bru. Tento typ \u00fav\u011bru si mohou sjednat v\u0161ichni ob\u010dan\u00e9 nad 18 let sv\u00e9ho v\u011bku.  Zam\u00edtli v\u00e1m \u017e\u00e1dost v bance? M\u00e1te \u0161patn\u00e9 registry nebo n\u00edzk\u00e9 p\u0159\u00edjmy. To jsou dva z\u00e1kladn\u00ed d\u016fvody, pro\u010d v\u00e1m v bance \u017e\u00e1dost odm\u00edtnou a pen\u00edze v\u00e1m nedaj\u00ed. Jak s t\u00edm nalo\u017e\u00edte, to u\u017e je jenom na v\u00e1s. Rozhodn\u011b v\u0161ak nen\u00ed zapot\u0159eb\u00ed m\u00edt p\u016fj\u010dku z banky, o tom se nyn\u00ed p\u0159esv\u011bd\u010d\u00edte, proto\u017ee i soukrom\u00e9 spole\u010dnosti nab\u00edz\u00ed velice v\u00fdhodn\u00e9 podm\u00ednky a konkuruj\u00ed t\u00edmto zp\u016fsobem dosavadn\u00edm bank\u00e1m. V\u00fdhodn\u00e9 podm\u00ednky Tento typ \u00fav\u011bru je velice v\u00fdhodn\u00fd. N\u00edzk\u00e1 \u00farokov\u00e1 sazba pot\u011b\u0161\u00ed jist\u011b ka\u017ed\u00e9ho z n\u00e1s a je\u0161t\u011b lep\u0161\u00ed je, \u017ee pen\u00edze m\u016f\u017eete pou\u017e\u00edt jak\u00fdmkoliv zp\u016fsobem. Nic nedokl\u00e1d\u00e1te, neprokazujete, na co pen\u00edze pot\u0159ebujete, ani nebudete dokl\u00e1dat \u017e\u00e1dn\u00e9 \u00fa\u010dtenky. Pen\u00edze zkr\u00e1tka m\u016f\u017eete pou\u017e\u00edt podle sv\u00e9ho p\u0159\u00e1n\u00ed. https:\/\/www.csfd.cz\/film\/43359-automat-na-prani\/prehled\/ Nej\u010dast\u011bj\u0161\u00ed zp\u016fsoby vyu\u017eit\u00ed financ\u00ed:1. Koup\u011b majetku 2. Rekonstrukce dom\u00e1cnosti 3. Koup\u011b pozemku4. Koup\u011b domu 5. Splacen\u00ed dluh\u016f6. Refinancov\u00e1n\u00ed nev\u00fdhodn\u00fdch star\u00fdch p\u016fj\u010dek7. Splacen\u00ed exekuc\u00ed  Doba splatnosti se pohybuje v rozmez\u00ed 1 roku a\u017e 30 let. Z\u00edskat m\u016f\u017eete a\u017e 70% z odhadu nemovitosti. Ru\u010d\u00ed se jakoukoliv nemovitost\u00ed \u2013 d\u016fm, byt, pozemek, chata, gar\u00e1\u017e, objekt a dal\u0161\u00ed. Nezkoum\u00e1me bonitu, p\u0159\u00edjmy ani registry! \u017d\u00e1dn\u00e1 situace nen\u00ed bezv\u00fdchodn\u00e1. Nezkoum\u00e1me v\u011bk klienta, jeho bonitu ani to, jestli m\u00e1te z\u00e1znamy. Pokud m\u00e1te, nemus\u00ed to b\u00fdt nutn\u011b p\u0159ek\u00e1\u017eka k z\u00edsk\u00e1n\u00ed \u00fav\u011bru. I s n\u00edzk\u00fdmi p\u0159\u00edjmy jist\u011b n\u011bco ud\u011bl\u00e1me.                                                                                                                                                                                                                                                                                                                                                                                                  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